Fund your Retirement, not Wall Street!

A recent article in The Economist talks about the reasons to stick with low cost ETF’s and proper asset allocation for the long term success. “The best way for investors to play the odds is to choose low-cost ETFs or trackers and diversify geographically and across asset classes. It is not an exciting strategy. It will […]

The Fiscal Cliff: Why Selling Now Is Not Always The Best Strategy

The daily fiscal cliff news coverage is causing irrational investor behavior regarding unrealized long-term capital gains (LTCG).  Without congressional action the LTCG rate is set to increase from 15% in 2012 to 20% in 2013.  In addition, high earners are subject to a 3.8% Medicare surtax applied to all capital gains. (income greater than $250,000 […]