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Long-Term Disability Considerations

By |2019-04-22T19:30:44+00:00April 22nd, 2019|All, Family Finances|

Many of us are familiar with insurance for your home, auto and life, but the reality is – we don’t often know our specific coverages until we need to make a claim.  Insurance has become so specific it’s worthwhile to contact you carrier and become more familiar with exactly what your policy is going to cover in a time of need. In our society, there is insurance for your pet’s medical bills, canceled vacations, or a defective home appliance. If […]

Life Events to Consider

By |2019-04-17T19:45:14+00:00April 17th, 2019|All, Family Finances, Retirement|

If you’re like most people, you know that planning to achieve your financial goals involves more than just budgeting and saving for retirement. You’ve undoubtedly received financial advice, solicited or otherwise, from some combination of family, friends, coworkers, or even just from the myriad financial planning advertisements on TV and online. With all of this information out there, it’s no wonder that there’s more than a little confusion as to what financial planning is all about. At Rockbridge, we view […]

New York State Office of Unclaimed Funds

By |2019-02-08T19:59:48+00:00February 8th, 2019|All, Family Finances, News|

Over the summer, we had a client ask if there was a place to look for existing accounts or funds they or family members may have accumulated and forgotten about over the years. That sparked Julie’s memory of the New York State Office of Unclaimed Funds (https://ouf.osc.state.ny.us/ouf/?wicket-crypt=8AxvNk1VlCk). You may have noticed the Office puts a kiosk at the NYS Fair every year. Run by the NY State Comptroller’s Office, the Office of Unclaimed Funds serves as custodian of more than […]

More Than Just an Investment Firm

By |2020-02-18T21:38:30+00:00December 7th, 2018|Family Finances, Investing, Retirement|

At Rockbridge, we believe that the role of an investment advisor is changing, and investors should be expecting more from their advisors than they have in the past. With options like Vanguard, robo advisors, and all the other investment-only solutions popping up each day, it’s clear that advisors who focus solely on investment management are a thing of the past – or certainly should be! Yes, even our name “Rockbridge Investment Management” demonstrates that investment management is at the heart […]

New Tax Law Makes Bundling Gifts to Donor-Advised Funds Attractive

By |2018-10-09T17:19:58+00:00October 9th, 2018|All, Family Finances, News|

“Give, but give until it hurts.” – Mother Teresa –    I don’t think Mother Teresa paid much attention to the tax code, but her quote is unusually prescient for 2018 taxpayers.  The changes have made it unlikely to get a tax break on money given to your favorite charities. When the Tax Cuts and Jobs Act was signed into law late last year, the intent was to reduce taxes and simplify the tax code for all Americans.  Some of […]

What to Ask Your Financial Advisor

By |2018-09-20T18:39:36+00:00September 20th, 2018|All, Family Finances, Investing, Retirement|

How does/and how much does your advisor get paid? Fees matter.  It is important to know how much you are paying and the value you receive for that payment.  If you’re paying 1% or more for only investment management with no in depth retirement planning, we should talk. Is your advisor required by law to act in your best interest? If not, why? Most advisors are only required to do what’s “suitable” for you and are not required to act in […]

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